Now is the Time to Prepare Your Home for Winter

Friday, September 16, 2016

Now is the Time to Prepare Your Home for Winter

Simple Steps to Make Your Home Safer, Warmer, (and Cheaper to Live in)

Ice, snow and wind can have devastating consequences on your home; fortunately, there are precautions you can take to avoid winter related damage. Keep in mind, the time to winterize is when the leaves begin to turn and not when the snow begins to fall.

Outside

 

 Inside

Flooding
Flooding related to melting snow can overburden sewer systems, causing raw sewage to back up into the drains in your home. Backed up sewers can wreak havoc, causing thousands of dollars in damage to floors, walls, furniture and electrical systems. Sewer back-up is not covered under a typical homeowners or renters insurance policy, but must be purchased as either a separate product, or an endorsement. Nor is sewer backup covered by flood insurance, which is a separate policy available from the National Flood Insurance Program (NFIP), that covers floods from tidal surge and overflowing bodies of water.

SOURCE

INSURANCE INFORMATION INSTITUTE