I Had an Accident in My Friend’s Car, Now What?

Thursday, September 12, 2019

I Had an Accident in My Friend’s Car, Now What?

Auto insurance providers tend to sign their policies with the understanding that a lot of people loan their cars out to family and friends. A policy is not immediately invalid because someone else is driving your car. However, there are plenty of good reasons why some people won’t let anyone else behind the wheel of their car. If you had an accident in a friend’s car, here’s what you need to know:

A lot of trust goes into the act of lending someone a car, and both the driver and lender take on a fair share of risk. Generally, it’s a good idea to only borrow or lend a car when all other options have been exhausted. If a trip can be made by bus, carpool or bicycle ride, then it’s a good idea to do just that, and only borrow a car as a last resort.